We live in a digital age, yet voting remains woefully outdated. The nation’s recent experience holding a presidential election during a pandemic highlights how important it is to modernize the voting process. The benefits of transitioning to online voting are numerous, including easier access as voters would no longer be required to wait in long lines and greater efficiency as votes would be tabulated electronically. 

Account takeover and fraud schemes are costing consumers, banks, retail organizations, healthcare and other online businesses billions of dollars each year. What’s more, the cost of these attacks is on the rise—according to Riskified, losses from account takeover rose 122 percent from 2016 to 2017 and increased by 164 percent the following year.